JP Bryan, CPA is a Partner and Fractional CFO with MB Accounting & Consulting Group, bringing more than a decade of specialized experience serving Buy Here Pay Here (BHPH), Lease Here Pay Here (LHPH), and specialty finance companies throughout the United States. His background combines public accounting, financial advisory services, audit leadership, and strategic consulting designed specifically for automotive businesses.
Throughout his career, JP has helped dealership owners, CFOs, controllers, and executive leadership teams navigate financial challenges, improve reporting processes, strengthen internal controls, and make informed decisions through changing market conditions and economic cycles.
JP works directly with dealership owners and leadership teams to improve financial reporting, forecasting, budgeting, operational performance, and long-term strategic planning. His extensive experience analyzing dealership financial performance across dozens of organizations provides a unique perspective into what separates successful operators from the rest of the market.
As a Fractional CFO, JP helps clients gain greater financial visibility, improve decision-making, strengthen reporting accuracy, and build financial systems that support sustainable growth.
JP earned a Bachelor of Science in Economics from Wabash College before completing his post-baccalaureate professional accountancy degree at the University of Southern Indiana. He obtained his Certified Public Accountant (CPA) license in 2014 and quickly established himself as a trusted advisor within the automotive industry.
He spent more than twelve years with Katz, Sapper & Miller (KSM), one of the nation's leading accounting and advisory firms serving the BHPH and LHPH industry. During his tenure, JP advanced through multiple leadership roles and ultimately served as Audit Director, overseeing financial statement audits, consulting engagements, and advisory services for dealerships and specialty finance companies across the country.
In 2021, JP joined Chad Martin to help build MB Accounting & Consulting Group, bringing his extensive accounting, audit, and financial advisory experience to dealership owners seeking practical and strategic financial leadership.
Throughout his public accounting career, JP worked with dozens of BHPH and LHPH operators of varying sizes and structures. This experience provided direct exposure to successful dealerships operating through different economic environments, lending conditions, regulatory changes, and growth stages.
By reviewing dealership operations from an independent accounting and advisory perspective, JP gained insight into the financial practices, reporting disciplines, and strategic planning processes that consistently drive long-term success.
His work has included financial reporting reviews, portfolio analysis, lending relationship evaluations, internal control assessments, operational consulting, cash flow analysis, forecasting models, and financial performance benchmarking.
One of JP's greatest professional strengths comes from observing and advising numerous dealership organizations over the course of his career. Through years of audit and consulting work, he has seen firsthand how successful owners, CEOs, CFOs, and management teams navigate both opportunity and adversity.
This broad exposure allows him to identify best practices, common challenges, and proven financial management strategies that can be applied to help dealership clients improve performance and strengthen long-term business stability.
JP regularly helps clients evaluate financial reporting processes, forecasting methods, internal controls, operational efficiencies, and capital management strategies that contribute to stronger business outcomes.
JP resides in Indianapolis, Indiana with his wife and two sons. Outside of serving dealership clients nationwide, he enjoys spending time with family and remains committed to helping automotive business owners build stronger financial foundations for future growth.
Need guidance with dealership financial reporting, forecasting, operational performance, or Fractional CFO services? JP works directly with automotive businesses throughout the country to provide practical financial leadership and strategic insight.
JP Bryan, CPA
Partner / Fractional CFO
MB Accounting & Consulting Group
Phone: 812-598-2031
Email: jp.bryan@mbac-accounting.com
